How to Find Someone’s Net Worth

Finding someone’s net worth can be challenging, especially if they’re outside the public eye.

Financial statements can be tricky to get your hands on, and talking to someone directly can take time and effort.

With a bit of resourcefulness at your fingertips, there are plenty of ways to find out someone’s net worth quickly and easily.

In this blog, we list out the ways to determine a person’s net worth.

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Why Would Anyone Want to Know Someone’s Net Worth?

Knowing someone’s net worth can be pretty valuable information. It could be for personal reasons, like determining a potential business partner’s worth or knowing someone’s financial status.

Alternatively, it might be for research purposes, such as writing an article on wealth in the United States.

Reasons why you’d want to know someone’s net worth:

  • You might be considering loaning them money and want to ensure that you lend them only a little.
  • You might be interested in investing in their business and want to know what kind of return on investment you could expect.
  • You might be curious about how much money they have and what they do with it.

Ethical Implications When Trying to Find Out Someone’s Net Worth

There are several ethical implications to consider when determining someone’s net worth. One of the most apparent concerns is privacy.

Most people think their financial information to be personal and confidential, and they may not want others to know how much they are worth. 

Additionally, there may be concerns about discrimination. If employers or landlords know someone’s net worth, they may be less likely to give them a job or an apartment.

Finally, there may also be concerns about envy and jealousy. If people know how much money someone has, they may feel envious of that person. 

As a result, it is vital to consider the ethical implications of trying to determine someone’s net worth before taking action.

How to Find Out Someone’s Net Worth

Finding out via online resources

  • Yahoo! Finance: This website lets you see a person’s assets, liabilities, and net worth.
  • CNN Money: This website also allows you to see a person’s assets, liabilities, and net worth.
  • Forbes: This website has a wealth of information on celebrities and business people. You can see a person’s net worth, as well as their earnings and assets.

Accessing public records

Public records are another way to find out someone’s net worth. You can find information on almost anyone’s finances if you know where to look.

The best place to start is usually the individual’s state of residence. Every state keeps track of different financial information, so it is essential to research ahead of time.

Bank statements

Financial statements can also be helpful when trying to find someone’s net worth. If you have access to a person’s most recent financial statement, you can get a good idea of their overall financial health. 

You can get this information from an individual, accounting firm, or bank.


Investments can also help you to find out someone’s net worth. If the individual has any stocks or bonds, it is possible to get an idea of their overall financial power.

The stock exchange and bond market are both open to anyone who wants to invest in them, so you can use this method if you have no prior information on the person.

House value

The value of a person’s house can also give you an idea of their net worth. Various online real estate platforms can estimate property values.

You can get the information from the local real estate office or online resources.

Direct interview

Another way to determine someone’s net worth is by talking directly with them. This option may only be available for some, but it could provide helpful insight if it is an option.

You should ensure you approach the conversation carefully and respectfully, as many people consider their finances a private matter.

By comparison

If all else fails, there are still ways to get an approximate idea of someone’s net worth.

You can look at public records or financial statements for other individuals in a similar financial situation to your target individual.

It can give you a general idea of their net worth. Consider asking around in your circle of friends or family members. Chances are, someone else knows the individual and can provide some insight into their finances.

How to Calculate Someone’s Net Worth?

There are a few different ways to calculate someone’s net worth. The most common method is to subtract total liabilities from total assets. It will give you the person’s equity, which is their net worth.

Another way to calculate net worth is to take the present value of all future income and subtract the current value of all future expenses. It gives the person’s net present worth, which is their net worth in today’s dollars.

Finally, you can calculate someone’s human capital by taking the present value of their future earnings and subtracting the current value of their future expenses.

It shows the person’s human capital, which is their net worth regarding their ability to earn an income.

What Are Assets and Liabilities?

When you think about your finances, you focus on your assets. These things have value and can be used to improve your financial situation, such as your savings account, your home equity, and your stocks and mutual funds. 

But it’s important to remember that you also have liabilities. These are the debts and obligations you owe, such as your mortgage, car loan, and credit card balances.

Assets and liabilities play a role in your financial well-being, so it’s essential to understand the difference between them.

Your assets are the foundation of your financial security. They provide the necessary resources to meet your goals and improve your financial situation.

On the other hand, your liabilities can increase your financial risks and limit your ability to reach your goals. That’s why it’s crucial to manage both carefully.

What is a Good Net Worth?

Good net worth is defined by the cost of living in the place where an individual lives. It has varying implications across different areas and countries.

For example, in the US, you are considered rich if you have an average net worth of more than $1.7 million and affluent if you have more than $636,000. In some parts of Europe, having a net worth of over $100,000 is considered rich.

Good net worth also depends on factors such as age and the number of dependents one has to take care of.

Generally speaking, younger people with fewer or no dependents can strive for higher net worth goals than those who are older and have multiple dependents.


Regardless of your chosen method, it is essential to remember that everyone’s financial situation is unique, and you should treat it with respect.

Getting an exact figure for someone’s net worth is only sometimes possible, but there are still ways to gather valuable information without invading someone’s privacy. 

With the help of the methods discussed above, you should now have a much better understanding of how to find out someone’s net worth.

bryan rucker
Written by Brian Williams

Brian is an expert in security, privacy, and information. He has studied background checks, criminal, people search, and such topics over the last 5 years. He is also an avid writer and enjoys sharing his knowledge through this blog. Read more of Brian's articles.